Fractional CFO services in Miami

Miami has emerged as the US's primary gateway for Latin American venture capital and the dominant hub for LatAm-market technology companies choosing a US headquarters.

The city processed over $4B in venture deal volume in 2023, driven by a post-pandemic influx of founders and funds from New York and San Francisco alongside an established base of LatAm-focused tech companies. Reef Technology, Pipefy (LATAM HQ), Kushki and Rebag have all established significant Miami presences, and eMerge Americas has anchored the city's annual tech summit as the connective tissue between US and LatAm investors.

We work with Miami-based startups from seed to Series B+, supporting them on financial modelling, fundraise prep, investor reporting, runway management, equity/option grants and FP&A.

TBô
Onlogist
Marcura
Hector
Bonart
Cannadorf
Cannabis Innovation Center
Seagull Maritime
Moburst
Testim
Lemonade
Panorays
Percepto
Brew
Selina
BiomX
BetterQA
Dataprana
Radtonics
Voereir
Orka
MAILINGWORK
TestSolutions
Rebellion Pay
HAPPYCAR
GoTrendier
Ziik
Resillion
Sentryc
Pure
Krita
Legendary Play
MILES
Picus Security
Project Space
sevDesk
AVE & YOU
Digital Asset Management Software Provider
Metaloop
Boryszew
Element
TBô
Onlogist
Marcura
Hector
Bonart
Cannadorf
Cannabis Innovation Center
Seagull Maritime
Moburst
Testim
Lemonade
Panorays
Percepto
Brew
Selina
BiomX
BetterQA
Dataprana
Radtonics
Voereir
Orka
MAILINGWORK
TestSolutions
Rebellion Pay
HAPPYCAR
GoTrendier
Ziik
Resillion
Sentryc
Pure
Krita
Legendary Play
MILES
Picus Security
Project Space
sevDesk
AVE & YOU
Digital Asset Management Software Provider
Metaloop
Boryszew
Element
TBô
Onlogist
Marcura
Hector
Bonart
Cannadorf
Cannabis Innovation Center
Seagull Maritime
Moburst
Testim
Lemonade
Panorays
Percepto
Brew
Selina
BiomX
BetterQA
Dataprana
Radtonics
Voereir
Orka
MAILINGWORK
TestSolutions
Rebellion Pay
HAPPYCAR
GoTrendier
Ziik
Resillion
Sentryc
Pure
Krita
Legendary Play
MILES
Picus Security
Project Space
sevDesk
AVE & YOU
Digital Asset Management Software Provider
Metaloop
Boryszew
Element

Miami startup ecosystem

What makes Miami's startup ecosystem distinct - LatAm connectivity, sector concentrations and the talent pipeline that feeds the city's venture scene.

The US gateway for Latin American venture capital

Miami is the only US city where LatAm-focused institutional VCs - Kaszek, Monashees, Softbank LatAm, Canary and Atlantico - all maintain active deal flow. The city's 70%+ Spanish-speaking population and direct flights to 50+ LatAm cities make it the operational hub for companies expanding simultaneously into Brazil, Mexico and Colombia.

Fintech, proptech and logistics are the standout sectors

Kushki (payments infrastructure), Pipefy (process automation, LATAM HQ), Papa (elder care) and Reef Technology (last-mile logistics) represent the city's anchor venture-backed companies. Miami's real estate market - the country's most internationally active - generates a natural laboratory for proptech founders, and the PortMiami logistics ecosystem supports supply-chain and last-mile innovation.

Brickell and Wynwood anchor the startup clusters

Brickell - Miami's financial district - hosts the city's fintech, family office and VC firm cluster, with a density of Latin American private banks and regional investment operations that makes it a natural base for cross-border financial technology companies. Wynwood hosts the city's consumer tech, creative and media startups, alongside the Wynwood Walls innovation district where several early-stage companies co-locate.

Bilingual professional and entrepreneurial talent pipeline

University of Miami, Florida International University and Miami Dade College produce engineering, business and bilingual professional talent. The city's real differentiator is its human capital from Latin America - Miami has absorbed a sustained wave of senior tech talent from São Paulo, Mexico City, Bogotá and Buenos Aires who bring both technical skills and deep market knowledge for LatAm expansion.

Accelerators and angel networks active in Miami

Miami's accelerator landscape bridges US institutional capital and LatAm-market founders. These are the most active programmes for venture-backed founders at pre-seed and seed in the city.

Endeavor Miami

Endeavor Miami is the Miami chapter of the global Endeavor network, which selects high-impact entrepreneurs via its International Selection Panel. Provides access to a network of 2,000+ Endeavor Entrepreneurs globally and direct introductions to Endeavor Catalyst, the co-investment fund that backs scale-ups across LatAm and the US.

eMerge Americas

eMerge Americas is the Miami tech summit and accelerator programme that connects US and Latin American technology companies, investors and corporates. The annual summit draws 15,000+ attendees and is the single most important networking event in the Miami ecosystem for founders with LatAm ambitions.

Babson WIN Lab Miami

Babson WIN Lab Miami is the Miami cohort of Babson College's women's entrepreneurship programme. Provides 9-month structured curriculum, mentorship and access to seed funding. Particularly active with Latina founders across health, fintech and consumer sectors.

Startupcity Miami

Startupcity Miami is a Miami-based accelerator focused specifically on bridging LatAm founders with US market entry and US institutional capital. Provides US entity setup, legal structure, visa advisory and go-to-market support alongside standard accelerator programming.

Founders Fund Miami

Founders Fund relocated significant operations to Miami and is one of the most prominent institutional VCs active in the city. Portfolio includes SpaceX, Airbnb and Palantir globally; in Miami they are active in deeptech, biotech and enterprise software. Their presence has materially raised the institutional quality of Miami's investor base.

L Catterton

L Catterton is a Greenwich and Miami-based consumer-focused private equity and growth fund - the world's largest consumer-sector investor with $34B AUM. Active in Miami's consumer brand, retail tech and health and wellness sectors. Portfolio includes Peloton, Reformation, Birkenstock and The HONEST Company.

Miami startup accountants vs Flow fractional CFO

Most Miami startups work with a CPA firm for federal and Florida state tax, payroll and audit. That role is essential - but it is not the same as having a fractional CFO.

Miami startup accountants

Federal and Florida state tax (no state income tax), payroll, audit and cross-border reporting. The firms most used by Miami venture-backed startups.

  • Kaufman Rossin

    Miami's most prominent homegrown accounting firm (#49 US nationally, $164M revenue). Strong technology, private equity and international business practice - particularly well-positioned for cross-border LatAm-US structures.

  • Berkowitz Pollack Brant

    Miami and Fort Lauderdale-based with $131.8M in revenue. Deep specialisation in high-net-worth and VC/PE-backed company advisory, real estate and international tax for Latin American structures.

  • Cherry Bekaert

    Fastest-growing Top-100 US firm ($585M revenue). Coral Gables office with 140+ South Florida professionals. Strong PE advisory and fractional CFO services for companies scaling rapidly with cross-border operations.

  • Marcum Miami

    National top-20 firm with an active Miami office. Technology and venture-backed company practice covering Series A through exit, with international tax and transfer pricing capabilities for US-LatAm structures.

  • MBAF (now Andersen)

    Morrison, Brown, Argiz & Farra - Miami's largest locally founded firm - merged into global firm Andersen. The team retains deep Miami market knowledge with strong capabilities in international tax, private equity and real estate.

Flow fractional CFO

Financial modelling, FP&A and fundraise prep. We work alongside your accountant - not instead of them.

  • Builds the financial model - revenue assumptions, headcount, unit economics, runway.
  • Sets up the monthly FP&A cycle: budget, forecast vs actual, variance analysis.
  • Puts together the monthly board pack - P&L, cash, KPIs and forward outlook.
  • Prepares the fundraise: investor model, deck financials, data room and diligence prep.
  • Keeps the cap table tidy and handles stock option grants and 409A valuations.
  • Reports on the KPIs that move the business - ARR, gross margin, CAC payback, retention.
  • Pressure tests hiring, pricing and big spend decisions against the model before the founder commits.
  • Sits in board meetings and is embedded week-to-week, not just engaged annually for compliance.

Simple pricing

No hidden costs, no complicated long-term contracts. We understand how important flexibility is for Miami startups.

Core£4,000

Per month

  • Accounting / FP&A tech stack implementation
  • Monthly financial statements and reporting pack
  • Quarterly board pack with detailed financial analysis (with variance analysis vs. budget, relevant KPI observations etc.)
  • Investor-friendly output
Grow£8,000

Per month

  • Everything in Core, plus
  • Operating model (via an online platform like Runway or Excel-based)
  • Ongoing model maintenance, refining projections, burn/runway management
  • Customer cohorts modelling, churn and retention analysis
  • LTV / CAC, unit economics analysis
  • Cap table management
Pro£12,000

Per month

  • Everything in Grow, plus
  • M&A / fundraising support; review of business plan
  • Pitch deck preparation
  • Investor approach strategy / list building
  • Due diligence support and deal negotiation
  • Valuation as required and free access to Multiples Pro

Packages shown are illustrative, final pricing is tailored to client requirements.

Recently completed fractional CFO projects

Selected fractional CFO engagements and prior CFO experience.

Got questions?

Schedule a call ordrop us an email to learn more about our CFO-as-a-service, capital raising and M&A advisory offering.

Unlike old-school financial advisory firms that are stuck in the past, we truly understand tech and challenges startups face. Decades of investment banking experience allow us to see bigger picture, strategically integrate into your workflows, and ultimately provide guidance towards an M&A exit or the next funding round.

Talk to us

Schedule a call to get a health check on your business and see how we could help.

Fractional CFO

Stages

Countries

Cities

Sectors

© 2026 Flow Partners (London) Ltd. All rights reserved. Registered as a limited liability company in England and Wales (registered number 12969521).