Fractional CFO services in Amsterdam

Amsterdam has produced some of Europe's largest technology exits - Booking.com, Adyen, Just Eat Takeaway and Backbase are all Amsterdam-founded - and the city consistently ranks in the global top 15 startup ecosystems by Startup Genome.

The Netherlands deployed capital across 220+ VC deals in 2024, with fintech accounting for 20% of all deal activity, underpinned by Amsterdam's centuries-old trading and financial infrastructure.

We work with Amsterdam-based startups from seed to Series B+, supporting them on cap table management, equity/option grants, fundraise prep, unit economics, FP&A and investor reporting.

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Amsterdam startup ecosystem

What makes Amsterdam's startup ecosystem distinct - sector concentrations, geographic clusters and the talent pipeline that feeds the Netherlands' tech scene.

Trading heritage meets modern venture

Amsterdam's position as Europe's historic trading capital - home to the world's first stock exchange - has created deep commercial and financial DNA that directly shapes its startup scene. Fintech (Adyen, Backbase), logistics-tech (Quicargo) and marketplace models (Booking.com, Catawiki) all reflect the city's trading and distribution roots. Total startup valuation across the Amsterdam-Delta ecosystem exceeds $350 billion.

Fintech, agrifood and climate-tech lead

Fintech accounts for one in five VC deals in Amsterdam, anchored by Adyen's public market success and Backbase's scale. The Netherlands' position as Europe's agricultural export leader has seeded a strong agrifood-tech cluster, backed by specialist investor Rockstart AgriFood. Climate-tech is the fastest-growing vertical, driven by the country's renewable energy transition and port-of-Rotterdam industrial decarbonisation.

Houthavens, Zuidas and B. Amsterdam

The Houthavens waterfront district is the creative and tech startup hub, hosting co-working, scale-ups and the B. Amsterdam campus in a converted office park. Zuidas is Amsterdam's financial district and home to the Dutch operations of global banks and fintech companies. The Amsterdam Science Park, adjacent to the University of Amsterdam, anchors the deeptech and AI research cluster.

Engineering and business talent pipeline

The University of Amsterdam, Vrije Universiteit Amsterdam and Delft University of Technology (an hour away) produce strong engineering, data science and business graduates. The city's international character - over 180 nationalities - creates a bilingual talent pool that eases US and UK market entry. Alumni of Adyen, Booking.com and Takeaway are a dense secondary pipeline of experienced operators.

Accelerators and angel networks active in Amsterdam

Amsterdam has a well-developed accelerator infrastructure anchored by Rockstart and Startupbootcamp, with specialist programmes for agrifood, energy and fintech. These are the programmes most relevant for venture-backed founders at pre-seed and seed.

Rockstart

Rockstart is Amsterdam's most specialised early-stage accelerator, running dedicated programmes in AgriFood, Energy and Emerging Technologies. Founded in 2011, Rockstart has backed 250+ startups with equity investments at seed stage, and operates in the Netherlands, Denmark and Colombia. Strong LP base of corporate partners in food, energy and agri.

Startupbootcamp

Startupbootcamp was founded in Amsterdam in 2010 and has grown into a global industry-focused accelerator network. Its Amsterdam programmes have historically focused on Smart City & IoT, FinTech and Commerce, running 3-month cohorts with mentor networks and corporate partner introductions.

Peak Capital

Peak Capital is an Amsterdam-based seed and Series A fund investing €250k–€3M in B2B SaaS, fintech and marketplace companies. One of the Netherlands' most active early-stage investors, with portfolio companies including Sendcloud, Carglass and Utilio.

Keen Venture Partners

Keen Venture Partners is an Amsterdam-based early-stage VC backing European founders from pre-seed through Series A. Focuses on SaaS, fintech and digital health. Operates a structured mentoring programme alongside capital, with a strong cross-border network between Amsterdam, London and Berlin.

YES!Delft

YES!Delft is the leading deeptech and hardware accelerator in the Netherlands, operating out of Delft University of Technology. Has helped launch 300+ startups in robotics, cleantech, medtech and photonics. A key entry point for Amsterdam-area founders with hardware or university IP at the core.

Antler Netherlands

Antler Netherlands is the Amsterdam cohort of the global Antler pre-seed programme. Recruits potential founders, supports team formation and invests at company inception. Heavy AI and SaaS focus, with a strong track record in matching technical and commercial co-founders in the Dutch market.

Amsterdam startup accountants vs Flow fractional CFO

Most Amsterdam startups work with a registered accountant (registeraccountant or AA) for annual accounts, BTW filings and Kamer van Koophandel (KvK) obligations. That role is required by Dutch company law - but it does not replace a fractional CFO.

Amsterdam startup accountants

Annual accounts, corporate tax, BTW and KvK filings. The firms most-used by Amsterdam venture-backed startups.

Crowe Foederer
Full-service Amsterdam accountancy and advisory firm with 100+ staff, rated in the top 10 accountants in Amsterdam. Strong international advisory practice covering transfer pricing, M&A and cross-border structures common in VC-backed Dutch companies.
JAN©
Amsterdam-based accountants and business consultants positioning themselves as a partner for entrepreneurial Netherlands - covering financial statements, tax returns, HR and corporate finance advisory for growth-stage companies.
Betac Accountants
Specialist startup accountancy firm with a dedicated startup practice covering company formation, WBSO R&D credit filings, payroll and monthly reporting packages tailored to early-stage Dutch founders.
Newtone (formerly HLB Witlox Van den Boomen)
Formed in April 2024 from the merger of HLB Witlox Van den Boomen, PKF Wallast and Koenen & Co - one of the top-10 Dutch accountancy firms, with strong coverage of tech SMEs and international structuring.
BDO Netherlands
Major mid-market firm with a significant tech and growth-stage practice across the Netherlands, covering Series A through pre-IPO audit, WBSO claims and international tax structuring.

Flow fractional CFO

Financial modelling, FP&A and fundraise prep. We work alongside your accountant - not instead of them.

Builds the financial model - revenue assumptions, headcount, unit economics, runway.
Sets up the monthly FP&A cycle: budget, forecast vs actual, variance analysis.
Puts together the monthly board pack - P&L, cash, KPIs and forward outlook.
Prepares the fundraise: investor model, deck financials, data room and diligence prep.
Keeps the cap table tidy and handles STAK structures, option grants and 409A-equivalent valuations.
Reports on the KPIs that move the business - ARR, gross margin, CAC payback, retention.
Pressure tests hiring, pricing and big spend decisions against the model before the founder commits.
Sits in board meetings and is embedded week-to-week, not just engaged annually for compliance.

Simple pricing

No hidden costs, no complicated long-term contracts. We understand how important flexibility is for Amsterdam startups.

Core£4,000

Per month

Accounting / FP&A tech stack implementation
Monthly financial statements and reporting pack
Quarterly board pack with detailed financial analysis (with variance analysis vs. budget, relevant KPI observations etc.)
Investor-friendly output

Grow£8,000

Per month

Everything in Core, plus
Operating model (via an online platform like Runway or Excel-based)
Ongoing model maintenance, refining projections, burn/runway management
Customer cohorts modelling, churn and retention analysis
LTV / CAC, unit economics analysis
Cap table management

Pro£12,000

Per month

Everything in Grow, plus
M&A / fundraising support; review of business plan
Pitch deck preparation
Investor approach strategy / list building
Due diligence support and deal negotiation
Valuation as required and free access to Multiples Pro

Packages shown are illustrative, final pricing is tailored to client requirements.

Recently completed fractional CFO projects

Selected fractional CFO engagements and prior CFO experience.

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Data center developer and operator focusing on crypto and AI projects

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Software testing house providing independent QA to development teams

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Europe-wide online marketplace for last-mile vehicle transfer

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Software and payments solutions for maritime industry

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Display advertising platform with AI/ML and IoT expertise

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Financial platform for private equity and investment fundraising

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TBô is a Swiss DTC male underwear brand

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Private LTE & 5G networks solutions provider with edge cloud compute

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Medical cannabis leader with tissue culture technologies

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Medical cannabis group developing cannabis-based therapies

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Maritime cybersecurity and protective services company

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Global marketing services for mobile business growth

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AI-based software testing automation platform

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Full-stack insurance powered by AI and behavioral economics

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Software platform for third-party security management

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Autonomous drone monitoring for critical infrastructure

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Generative AI platform for marketing teams

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Travel and lifestyle hospitality for digital nomads

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Clinical-stage microbiome therapeutics company

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End-to-end cloud and DevOps solutions for telecom organizations

Got questions?

Schedule a call ordrop us an email to learn more about our CFO-as-a-service, capital raising and M&A advisory offering.

Unlike old-school financial advisory firms that are stuck in the past, we truly understand tech and challenges startups face. Decades of investment banking experience allow us to see bigger picture, strategically integrate into your workflows, and ultimately provide guidance towards an M&A exit or the next funding round.

Fractional CFO services in Amsterdam