Fractional CFO services in Quito
Quito is Ecuador's startup capital and home to Kushki - Ecuador's first unicorn, valued at $1.5bn and the most capitalised fintech company to emerge from the Andean region outside of Colombia or Argentina.
Ecuador's dollarised economy (USD since 2000) eliminates currency risk for founders building software with international revenue, making Quito one of the most financially stable operational bases in the region. The ecosystem is concentrated in the La Carolina business district and the Cumbayá suburban tech cluster, anchored institutionally by KrugerLabs - the innovation and AI laboratory of Kruger Corporation - and ConQuito, the city government's economic development agency.
We work with Quito-based startups from seed to Series B+, supporting them on runway management, board packs, investor reporting, fundraise prep and pricing decisions.
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Quito startup ecosystem
USD economy since 2000 - no currency risk for software founders
Ecuador adopted the US dollar as its sole official currency in 2000, making Quito the only Andean capital where a software company can operate, pay employees, hold cash and invoice clients entirely in USD without hedging costs or exchange-rate exposure. For founders building SaaS products with US or LatAm enterprise customers, this structural advantage is compounded by operating costs that remain significantly below those of Bogotá or Lima.
Kushki as the ecosystem anchor and unicorn proof point
Kushki - Ecuador's first unicorn at $1.5bn valuation - is a payment infrastructure platform processing digital payments for merchants across LatAm. Its Quito origin demonstrates that the city's engineering talent and dollarised infrastructure can support a regional fintech champion at institutional scale. Kushki's product and engineering alumni are the most important source of experienced fintech operator talent in the current Quito ecosystem.
La Carolina and Cumbayá as the tech clusters
La Carolina - Quito's principal business district, anchored by the Parque La Carolina - hosts the city's highest concentration of corporate headquarters, co-working spaces and tech company offices. Cumbayá - the eastern valley suburb growing rapidly as a residential and business cluster - is home to USFQ (Universidad San Francisco de Quito), a number of tech companies and the KrugerLabs campus. ConQuito's incubator programmes are accessible from both districts.
Engineering talent from USFQ and EPN
Universidad San Francisco de Quito (USFQ) is Ecuador's leading private university and the primary source of entrepreneurship-oriented engineering and business talent. Escuela Politécnica Nacional (EPN) is the country's top public engineering school, producing the deepest volume of software and systems engineers. Both universities maintain active ties to KrugerLabs' training programmes and ConQuito's ecosystem development activities.
Startups founded in Quito
Quito's startup output is led by fintech and on-demand consumer platforms, reflecting the city's dollarised infrastructure and growing middle-class consumer base.
Kushki
Kushki is Ecuador's first unicorn - a payment processing platform enabling merchants across Colombia, Mexico, Peru, Chile and Ecuador to accept digital payments. Valued at $1.5bn after a $100m Series B, Kushki processes hundreds of millions in annual payment volume and is the most internationally scaled technology company to be founded in Quito.
Tipti
Tipti is Ecuador's leading on-demand grocery delivery platform, connecting consumers with supermarkets and specialty stores in Quito and Guayaquil. Backed by regional investors, Tipti has become the dominant quick-commerce player in the Ecuadorian market and demonstrates the consumer platform model that Quito's growing middle class in La Carolina and Cumbayá supports.
Comparamejor
Comparamejor is a Quito-founded insurance comparison platform operating across Ecuador, Colombia and Central America. It digitises the insurance discovery and purchase journey for consumers and SMBs - targeting the large underserved population without access to traditional insurance broker networks in Ecuador's provincial cities and suburbs.
Huli
Huli is an Ecuador-founded healthtech SaaS platform providing electronic medical records, clinic management and telemedicine software to healthcare providers across Latin America. It represents Quito's emerging B2B SaaS layer serving traditional industries - healthcare, in this case - that have historically operated on paper-based or legacy systems across the Andean region.
Government and institutional support for Quito startups
Quito's startup support infrastructure blends municipal-level programmes (ConQuito), national innovation funding (MIPRO, BanEcuador) and private-sector innovation labs (KrugerLabs) into a layered early-stage support ecosystem.
ConQuito
ConQuito is the Municipal Agency for Economic Development of Quito - a public-private incubator providing co-working space, structured training programmes and mentorship for early-stage founders. Because it is municipally funded, its programmes are subsidised or free for qualifying founders. ConQuito runs regular cohorts connecting Quito-based startups to national MIPRO funding applications and the city's corporate buyer network.
KrugerLabs
KrugerLabs is the innovation and AI laboratory of Kruger Corporation - Ecuador's largest systems integrator - operating from its Cumbayá campus. It focuses on AI, blockchain and IoT through 'exponential strategic planning' programmes and has become the primary private-sector accelerator for high-growth startups in Quito. KrugerLabs has been consistently rated among Ecuador's top innovation infrastructure providers.
MIPRO
MIPRO (Ministry of Production, Foreign Trade, Investment and Fisheries) administers the Ecuador Innovador programme - the national innovation grant and SME development fund. For Quito-based founders, MIPRO provides the primary route to non-reimbursable early-stage public capital before private seed rounds, with grants focused on manufacturing-adjacent technology and export-oriented digital products.
BanEcuador
BanEcuador is Ecuador's public development bank, providing subsidised credit and co-investment instruments for SMEs and startups in agriculture, technology and export sectors. For Quito founders at pre-revenue or early-revenue stage who need working capital before a private seed round closes, BanEcuador's Crédito Productivo programme provides a structured bridge financing option.
AEI Ecuador
AEI Ecuador (Agencia de Emprendimiento e Innovación) is Ecuador's national entrepreneurship and innovation promotion body. It coordinates programmes across MIPRO, ProEcuador and the national university system to support technology-based startups at formation and early-growth stages, providing structured training pathways, mentor networks and connections to regional innovation funds.
USFQ Lab for Entrepreneurship
USFQ Lab is the entrepreneurship laboratory of Universidad San Francisco de Quito - Ecuador's highest-ranked private university. It runs pre-seed incubation, mentorship and pitch preparation for student and alumni founders, with direct connections to KrugerLabs' programmes and the Quito investor community. USFQ's US-style liberal arts model creates commercial and product-thinking founders most aligned with international venture expectations.
We provide fractional CFO services across Quito and beyond
Simple pricing
No hidden costs, no complicated long-term contracts. We understand how important flexibility is for Quito startups.
Per month
- Accounting / FP&A tech stack implementation
- Monthly financial statements and reporting pack
- Quarterly board pack with detailed financial analysis (with variance analysis vs. budget, relevant KPI observations etc.)
- Investor-friendly output
Per month
- Everything in Core, plus
- Operating model (via an online platform like Runway or Excel-based)
- Ongoing model maintenance, refining projections, burn/runway management
- Customer cohorts modelling, churn and retention analysis
- LTV / CAC, unit economics analysis
- Cap table management
Per month
- Everything in Grow, plus
- M&A / fundraising support; review of business plan
- Pitch deck preparation
- Investor approach strategy / list building
- Due diligence support and deal negotiation
- Valuation as required and free access to Multiples Pro
Packages shown are illustrative, final pricing is tailored to client requirements.
Recently completed fractional CFO projects
Selected fractional CFO engagements and prior CFO experience.
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